When I select a text frame, I find that most of the time I want to change the colour of the text, not the frame. But InDesign defaults to “Apply to Frame“ every single time, which is particularly cumbersome in the properties panel, where the option is now a menu.

I believe it would be much more useful to have the default either be "Apply to Text“ whenever you choose a text frame or at least remember your preference.

(I am aware that you can double click to select the text, then select all, then the properties panel applies the colour to the text. That takes more time, though.)